A hit-and-run accident can be devastating, especially if you are left to fund all of your losses. Hiring a Buffalo hit-and-run lawyer may be the most important step you take to ensure you get full legal representation in such a tragic case. A Buffalo car accident lawyer from Towey Law, PLLC, can help you file a claim for compensation.
What is a Hit-and-Run in NY?
A hit-and-run accident in NY occurs when the at-fault driver in an accident leaves the scene of the incident without stopping or without providing their contact information. A hit-and-run incident is illegal, as drivers must stop if they cause an accident with another vehicle, person, bike, or motorcycle.
Why Do Hit-and-Run Accidents Occur?
A hit-and-run accident may occur because the at-fault driver simply does not want to face the consequences of what occurred. There are some situations where the at-fault driver may panic and flee as a result. Other times, rarely, they do not realize what they did and therefore fail to stop. If they fail to stop and provide the appropriate duty of care, you can file a Buffalo personal injury lawsuit against them if you are able to identify them.
What Damages Can I Recover from a Hit-and-Run Accident in NY?
The damages available to you may include any losses incurred as a direct result of the accident. Some examples include:
- Medical bills
- Lost wages and benefits from being unable to work
- Property damage
- Pain and suffering
- Emotional trauma
- Loss of enjoyment of life
- Punitive damages may be awarded in situations where serious injuries occurred, and the driver fled the scene of the accident
NY Statute of Limitations
The car accident statute of limitations in New York is 3 years. This means you have three years from the date of the accident to file a personal injury lawsuit against those responsible for your losses. In a hit-and-run accident, that means that if you are able to prove the party was responsible, even a year after the accident, you may still be able to pursue compensation for the losses they caused.
NY Insurance Requirements
Understanding New York insurance requirements may help you to seek compensation for your injuries in a hit-and-run accident.
Liability insurance
Under the state’s laws, all drivers must maintain the minimum amount of liability insurance, which is:
- $10,000 for property damage in a single accident
- $25,000 for bodily injury and $50,00 for death for a person involved in an accident
- $50,000 for bodily injury and $100,000 for death for two or more people in an accident
No-Fault PIP
In addition to liability, drivers in New York must carry at least $50,000 in no-fault PIP insurance. This type of insurance pays for the medical treatment you need after an accident occurs. It may also provide financial compensation for out-of-pocket expenses you have including lost wages in an accident. Keep in mind that PIP does not cover any pain or suffering losses.
Uninsured Motorist Insurance
Uninsured motorist insurance is another type of insurance protection. It provides you with financial protection in situations of hit-and-run accidents. If you are in a car accident with an uninsured driver, it may also provide protection.
Hiring a Buffalo hit-and-run accident attorney from Towey Law, PLLC, could be critical to protecting your right to compensation. Call our office today to schedule a free consultation.